HLplans “100% Peace-of-mind” Financial Plan HLplans “100% Peace-of-mind” Financial Plan HLplans “100% Peace-of-mind” Financial Plan

“Specializing in helping people of all ages and needs to save money and keep their money safe, provide sound financial plan to maximize growth and reduce taxes so that they can enjoy 100% peace-of-mind!”

Specialized plans for you and your family

Retirement Plan, for maximizing income tax reduction and guaranteed retirement income. You will never loss money with our plan. Our plan assures that your money will grow safely and grow tax-deferred.

Life Insurance Plan, for protecting your family from the loss of income. Our plan assures that your coverage will guarantee to last no matter how you choose to pay for it. Our plan also provides multiple Living Benefits to cover major illnesses and Long-Term Care needs.

College Plan, for saving money for your kid’s college education needs. Our plan assures that your kids will continue to qualify for government financial aids and scholarship despite your income and college plan.

Financial & Estate Plan, preserving and protecting your asset and saving taxes through Irrevocable Life Insurance Trust, Charitable Trust, and Annuities.

Professional credentials, Securities Series 6, 26, 63, & 65 Licenses, and Life Agent (Life, Health, and Long-Term Care Insurance). I am a lifetime member of AAIFPA (Asian American Insurance & Financial Professional Associations).

Specialized plans for business owners

Defined Benefit Plan, for maximizing income tax reduction and guaranteed retirement income. You define how much retirement income you need. Our plan assures that your money will grow safely and grow tax-deferred.

Group Benefit Plan and Disability Income, for you and your employees

Buy-Sell Agreement, for ensuring business continuation in the loss of your business partner or vice versa.